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6
Dec

Seeing New Windows A Little More Clearly

If cold, drafty, or frozen windows were an issue last winter, now’s an ideal time for replacement planning. As you comparison shop … 1. Look at the frame material Wood -A good insulator. As an organic product, wood window frames do require periodic maintenance. Vinyl – Is thermally-efficient and insulates well but can warp in weather extremes and even discolour.

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2
Dec

Canadian GDP, Inflation, BoC Key Rate Comparison

For the past decade, Canadian month-over-month GOP, Inflation, and BoC Key Rate have traveled a similar path and not wandered too far from each other. However, you can see that since the pandemic, the gap between Canada’s economic output and inflation has diverged significantly. We’ve become used to a  hotter economy leading to higher inflation, which then prods the Bank

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28
Nov

Why a Mortgage Stress Test?

The Mortgage Stress Test, set by the Office of the Superintendent of Financial Institutions (OFSI), first came into effect in 2016. At the time, it only applied to high-ratio insured mortgages and borrowers were stress tested against a “threshold” interest rate of 4.64%. In 2018, OFSI updated the Stress Test to incl_ude all new borrowers getting a mortgage at a

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23
Nov

When Was the Last Time You Thought About the Garage Door Opener?

When it’s working, it’s likely not something you’ve paid much attention to. However, your garage door opener is an integral part of your home s security system, especially if you can access your home directly from the garage. If your home had one when you moved in, does it have the auto-reverse safety feature? Two sensors that detect when something

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18
Nov

Squirrel Proofing While Planting Flower Bulbs

A few tips to protecting your spring blooms from the pests that love your tulip bulbs as much as you do: 1. Plant tulip bulbs deep, at least three times the height of the bulbs. 2. Clean up any evidence of planting. The scent of the bulb casings will attract diggers. 3. Sprinkle some fresh coffee grounds on the soil.

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